Projects list

Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintų d., Lithuania (2 stage)

Waiting for investments

Amount of funding 79 800 €

LTV 60%

Annual interest rate 14.00% - 15.00%

Total expected project return 14.00% - 15.00%

Loan period

12 mo.

Risk

C (higher)

Purpose of the loan

Loan for acquisition

Collateral Real estate pledge

Country

Lithuania

Investors 24

Raised:
3 548 € Goal:
79 800 €

4.45%

How much will I earn if I invest:

Investment size

100.00 €

76 252.00 €

14% 14.25% 14.5% 14.75% 15%

With this project in one month I will earn

€

After 12 months I will earn

€

* This calculator is exemplary and provides approximate results. Please note that the actual earnings may differ from the results provided by the calculator

Business loan terms

About the loan

Purpose of the loan Acquisition of real estate

Amount of funding 79 800 €

LTV 60 %

Risk C (higher)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 211 750.00 €

Objective of the loan

The amount of EUR 363 000 is required for the financing, which is being raised in stages. The loan will be used to purchase the mortgaged property - a complex of public catering and recreation buildings with a land plot and yard structures located in the territory of commercial objects at the address Širvintos district, Širvintos municipality, Puorių village, Bartkuškio st. 2, which constitute a complete whole - an integrated real estate complex. The loan will be repaid by refinancing with another financial institution or from the proceeds of the sale of the real estate. The amount which the project owner himself is contributing to the project is EUR 211 750.

About the project

The project is a complex of buildings with a plot of land and yard structures, comprising: a plot of land (unique No. 8940-0001-0010), 0,3365 ha, commercial use; building - motel with sauna and gym (unique No. 4400-1495-0533), 486,11 m² total area, 2-storeyed, completion level 7 %, construction of blocks; building - tavern (restaurant/bar) (unique No. 8900-0001-2015), 526,89 m² total area, 1 storey, reconstructed, 95 % completion rate, individual central heating system, local water supply and sewage; ancillary building (unique No 4400-6303-4977), 10,62 m², brick construction, 95 % completion rate; catering building (unique No 4400-6303-4977), 10,62 m², brick construction, 95 % completion rate; a catering building (unique No 4400-6636-5422), brick construction, 69,49 m², 2-storey, 90 % completion; and other engineering structures (well) (unique No. 8900-0001-2026).

The total area of the complex exceeds 1 000 m², therefore, the object is considered to be a large-scale commercial unit. All buildings are designed to be functionally interconnected and to accommodate catering, accommodation, wellness and recreational activities. The interior design, natural materials (brick, wood) and the architectural solution typical of the environment give the property a representative and authentic character.

According to the valuation report of the mortgaged property, the market value of the whole complex is EUR 605 000 (as of 24/07/2025).

Taking into account the characteristics of the area, the infrastructure and the purpose of the buildings, the best use of the property is commercial and recreational use, including: operation of a guest house, motel or holiday complex; rural tourism, restaurants, events and celebrations; rental of business event or conference space; development of sports and wellness services (sauna, gym, spa).

These types of complexes are particularly popular in the regional tourism market when looking for venues for celebrations, weddings, seminars or relaxation in the natural surroundings near Vilnius.

The project is considered by the assessors to be an attractive investment opportunity because it has: a clear commercial structure and a well-developed infrastructure; easy access to Širvintos and Vilnius; a recreational environment that increases the attraction of private events and tourism activities.

Liquidity - medium-good: the market for similar properties is niche, but demand remains stable among small and medium investors, tourism service providers, catering business owners and individuals looking for investment properties with operational potential. Potential potential buyers of the project include: tourism and accommodation service companies; catering and event organisers; investors looking for real estate with business prospects; private individuals planning to set up a rural tourist farm or private residence with commercial elements.

Evaluators' conclusion: The property is a commercial and recreational complex with a well-developed infrastructure, aesthetically pleasing architecture and a natural environment. The value of the asset is reasonable, the liquidity is good and there is a wide range of uses. The complex is attractive to investors, small businesses or the tourism services sector and can therefore be considered to have a stable value and a functional use.

For more information on the project (see Documents) (see Loan Security Instruments).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 14 %
Investing from 1 000.00 € - fixed interest 14.25 %
Investing from 3 000.00 € - fixed interest 14.5 %
Investing from 5 000.00 € - fixed interest 14.75 %
Investing from 7 000.00 € - fixed interest 15 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 12 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2025-12-12

Estimated loan repayment date:* 2026-12-12

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company title MB Nortera LT

Company code 307441655

Company registration address

Kalvarijų g. 125 Vilnius Lietuva LT-08221

MB Nortera LT is a company incorporated on 22 September 2025. The main activities of the company are: a) Purchase and sale of own real estate (EVRK 681100); b) Renting and operating of owned or leased real estate (EVRK 682000). The company may engage in any other activity that is not contrary to the legislation of the Republic of Lithuania.

MB Nortera LT plans to carry out the activity of catering and accommodation services.The café will offer daily catering services, banquets, banquets, and various events. In the future, the company will expand its activities and offer accommodation services in the premises of a hotel under development.

The shareholder of the company is:

Aleksandras Beganskas with 100% of the shares.

Loan protection collateral

Loan collateral:

Pledge of first-ranking mortgage on the property located at Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintos d., Lithuania:

Land plot of land with the following address: Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintos d., Lithuania, unique No. 8940-0001-0010, cadastral No. 8940/0008:88 Motiejūnų k. v., area - 0,3365 ha, main use of the object - Other, use type - Territories of commercial objects;
Building - Motel with sauna and gym, with the address Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintos d., Lithuania, unique No. 4400-1495-0533, total area - 486,11 sq. m, the main use of the object - Hotel, the completion rate - 7%;
Building - Tavern, the address of which is Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintos d., Lithuania, unique No. 8900-0001-2015, total area - 526,89 sq. m, main use - Catering, completion - 95%;
Building - Ancillary building, with the address Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintos d., Lithuania, unique No. 4400-6303-4977, total area - 10,62 sq. m, main use of the object - Other auxiliary, completeness - 95%;
Building - Catering building with address Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintos d., Lithuania, unique No. 4400-6636-5422, total area - 69,49 sq. m, main use of the object - Catering, completeness - 90%;
Other engineering structures - Yard structures (well), address Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintos d., Lithuania, unique No. 8900-0001-2026, completion - 100%.

Value of the pledged property: EUR 605 000.

Additional security:

Guarantee of the Company (Borrower) (promissory note of a double amount);
Guarantee of the Director and shareholder Aleksandras Beganskas;
Deposit of interest for a period of 3 (three) months.

Description of the pledged property

The pledged property is located in Širvintai district, Širvintai municipality, in the village of Puoriai, Bartkuškio st. 2. It is a complex of buildings with a land plot and yard structures located in the territory of commercial objects. The area of the land plot is 0,3365 ha, formed after cadastral measurements. The plot is allocated for other (commercial) use, so it can be used for business activities, accommodation or catering services, recreation.

The site has good access to the town of Širvintos, which is only a few kilometres away, with convenient access via an asphalt road. The plot is close to the electricity, water supply and local sewage disposal system infrastructure. The surrounding area is wooded and naturally attractive, which gives the area recreational and tourism potential. In the immediate vicinity there are individual residential houses and small commercial holdings.

The object is subject to several special land use conditions (water supply, gas pipeline, power grid and road protection zones), but these zones do not eliminate the possibility of economic-commercial activities, but restrict construction and excavation works in certain areas.

The location of the property is considered to be convenient, strategically attractive and functional, taking into account accessibility, existing infrastructure and the character of the surrounding area. The site is suitable for both commercial and recreational/touristic uses. The geographical location and the natural environment allow for a higher attractiveness for activities and the site is therefore considered highly suitable for a commercial mortgage.

For more information (see About the project) (see Documents).

Strengths and risks

Strengths:

Company guarantee (bill of exchange) and guarantee of its director and shareholder.
The first order of real estate pledge - mortgage.
3 months interest deposit

Weaknesses:

The borrower has been operating for less than a year.
Borrower 's activities are in a competitive sector.

Possibilities:

The annual interest rate payable by the borrower is 14.00-15.00%.

Threats:

A young company.
Uncertain economic situation.
Rising cost of building materials.

Documents

#	File name	File type	Actions
1	Nuostatai MB Nortera LT.pdf
2	Turto vertinimo ataskaita.pdf
3	PIID (2 etapas).pdf

Important

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.
If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.
By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.
The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

About the loan

Purpose of the loan Acquisition of real estate

Amount of funding 79 800 €

LTV 60 %

Risk C (higher)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 211 750.00 €

Objective of the loan

About the project

According to the valuation report of the mortgaged property, the market value of the whole complex is EUR 605 000 (as of 24/07/2025).

These types of complexes are particularly popular in the regional tourism market when looking for venues for celebrations, weddings, seminars or relaxation in the natural surroundings near Vilnius.

For more information on the project (see Documents) (see Loan Security Instruments).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 14 %
Investing from 1 000.00 € - fixed interest 14.25 %
Investing from 3 000.00 € - fixed interest 14.5 %
Investing from 5 000.00 € - fixed interest 14.75 %
Investing from 7 000.00 € - fixed interest 15 %

Loan term and repayment

Loan period 12 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2025-12-12

Estimated loan repayment date:* 2026-12-12

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Loan protection collateral

Collateral

Real estate pledge

Guarantees / surety

Property type

Other

Mortgage rank

First order mortgage

LTV

60%

Documentation

Asset Valuation Report

Report preparation date

2025-07-24

Assessor

UAB „Vertinimo partneriai“

Loan collateral:

Pledge of first-ranking mortgage on the property located at Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintos d., Lithuania:

Land plot of land with the following address: Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintos d., Lithuania, unique No. 8940-0001-0010, cadastral No. 8940/0008:88 Motiejūnų k. v., area - 0,3365 ha, main use of the object - Other, use type - Territories of commercial objects;
Building - Motel with sauna and gym, with the address Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintos d., Lithuania, unique No. 4400-1495-0533, total area - 486,11 sq. m, the main use of the object - Hotel, the completion rate - 7%;
Building - Tavern, the address of which is Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintos d., Lithuania, unique No. 8900-0001-2015, total area - 526,89 sq. m, main use - Catering, completion - 95%;
Building - Ancillary building, with the address Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintos d., Lithuania, unique No. 4400-6303-4977, total area - 10,62 sq. m, main use of the object - Other auxiliary, completeness - 95%;
Building - Catering building with address Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintos d., Lithuania, unique No. 4400-6636-5422, total area - 69,49 sq. m, main use of the object - Catering, completeness - 90%;
Other engineering structures - Yard structures (well), address Bartkuškio st. 2, Puorių vil., Širvintų mun., Širvintos d., Lithuania, unique No. 8900-0001-2026, completion - 100%.

Value of the pledged property: EUR 605 000.

Additional security:

Guarantee of the Company (Borrower) (promissory note of a double amount);
Guarantee of the Director and shareholder Aleksandras Beganskas;
Deposit of interest for a period of 3 (three) months.

Description of the pledged property

For more information (see About the project) (see Documents).

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