Projects list

Pilkakalnio st., Padekaniškiai, Vilnius, Lithuania (1 stage)

Waiting for investments

Amount of funding 100 000 €

LTV 65%

Annual interest rate 14.00% - 15.00%

Total expected project return 14.00% - 15.00%

Loan period

12 mo.

Risk

C (higher)

Purpose of the loan

Development loan

Collateral Real estate pledge

Country

Lithuania

Investors 6

Raised:
1 350 € Goal:
100 000 €

1.35%

How much will I earn if I invest:

Investment size

100.00 €

98 650.00 €

14% 14.25% 14.5% 14.75% 15%

With this project in one month I will earn

€

After 12 months I will earn

€

* This calculator is exemplary and provides approximate results. Please note that the actual earnings may differ from the results provided by the calculator

Business loan terms

About the loan

Purpose of the loan Real estate development

Amount of funding 100 000 €

LTV 65 %

Risk C (higher)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 227 500.00 €

Purpose of the Loan

The financing requires a total of 422,500 EUR, which is being raised in stages. The loan proceeds will be used for the acquisition and development of a real estate project located at Pilkakalnio St., Padekaniškiai, Vilnius, Lithuania. A building permit has been issued for the development of a multi-unit residential building. The project loan will be repaid using proceeds from the sale of the developed property or by refinancing it with another financial institution. The project owner is contributing 227,500 EUR to the project.

About the Project

The collateral is a 0.1464 ha plot of land located in Vilnius on Pilkakalnio Street, which does not have a full address. The plot’s unique No. is 4400-1609-2098, cadastral No. 0101/0167:2226, Vilnius City Cadastral District. The primary land use designation is “other”; the type of use is “areas for multi-family residential buildings and dormitories.” The plot was formed through cadastral surveying, and ownership of the land plot is registered in the Real Estate Register. The plot is undeveloped; there are no existing buildings or vegetation on it, making it suitable for new development in accordance with its designated use. According to the registry data, the plot is subject to registered easements—the right to lay, maintain, and use underground and above-ground utilities.

According to the building permit and technical design documents, the plot is designated for the construction of a multi-family residential building. The Vilnius City Municipality Administration has issued a permit to construct new structures: a multi-family residential building, a common-use water supply network (BV1), a common-use sewer network (BF1), a pedestrian walkway, and a parking lot. The multi-family residential building is designated as a single-purpose multi-family residential building and a non-special-category structure. The title of the construction project is “Construction Project for a Multi-Family Residential Building on Plot No. 0101/0167:2226 in the Vilnius City Municipality, Padekaniškiai Village, Vilnius City Municipality,” Project No. 2211-01-TP, year of preparation—2022; designer—UAB “Regroup Projektavimas,” project manager—Andrius Daujotas. According to the technical design specifications, the following main regulations apply to the plot: building density—25 percent, building intensity—0.4, maximum building height—12 m, area of green spaces—40 percent. The project specifies a plot building density of approximately 18 percent, a building intensity of approximately 36 percent, and a green space area of approximately 726 square meters; it calls for a multi-family residential building and parking spaces.

The building is oriented with its long side parallel to the street, thus defining the street layout and building line. Parking spaces are planned for the southern part of the lot, behind the building, and are accessible via a driveway from the street. The lot will also feature a children’s playground, a youth sports field, a recreational area, a bicycle storage area, a trash container area, pedestrian paths, paved surfaces, landscaping, and slope stabilization with gabions. The planned surfaces include concrete paver sidewalks and roadways, lawn, crushed stone, a wooden deck, and artificial turf. The topography of the lot is described in the documents as level up to the eastern part; a slope has been formed on the eastern side, with a topographic gradient of approximately 3.61 m, with elevations ranging from 150.90 to 147.29 in the Baltic Height System. Topographic and geological surveys have been conducted on the plot; existing buildings and trees are not scheduled for removal, demolition work is not planned, and the existing fertile soil layer is expected to be removed during construction, stored, and used for landscaping.

The best use of the property, taking into account the land designation, the type of use, the issued building permit, the prepared technical design, and the nature of the surrounding area, is residential development—the construction of a small multi-family residential building with the necessary engineering and site infrastructure. Such use is consistent with both the land use designation specified in the registry and the actual urban development of the Pilaitė microdistrict, where new residential neighborhoods are being developed in the surrounding area. The appeal of the mortgaged property is enhanced by the fact that the plot is located in Vilnius, within a rapidly developing residential area; it is undeveloped, has prepared project documentation and a building permit, is accessible via a paved road, and the planned development is geared toward the high-demand residential housing segment. An additional advantage is that the project is relatively small in scale, making it attractive to both smaller developers and investors seeking to implement a compact residential project.

Appraisers consider the property’s liquidity to be average to good within the specialized residential development land segment. Liquidity is positively influenced by the property’s location in Vilnius, the residential development trend in Pilaitė, the plot’s use being in harmony with the surrounding environment, the existence of a building permit, and a clearly defined project concept. Potential buyers of this property would include residential real estate developers, construction companies, investment firms, private investors, or smaller developers seeking a ready-to-build project in Vilnius. Once the project is completed, the end buyers could include young families, couples, individual buyers, investors seeking rental income, and individuals looking for housing in the Pilaitė neighborhood. The market value, determined using the comparative approach in the submitted report, amounts to 654,000 EUR as of June 19, 2026.

The property is a promising residential development lot in Vilnius, whose primary value is determined by its location, intended use, building permit, the prepared design solutions, and the possibility of implementing a compact multi-family residential building project; The property is attractive to a specific group of developers and investors, and its liquidity will depend on construction costs, financing terms, market demand, and the ability to effectively implement the planned project.

More about the project (see Documents).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 14 %
Investing from 1 000.00 € - fixed interest 14.25 %
Investing from 3 000.00 € - fixed interest 14.5 %
Investing from 5 000.00 € - fixed interest 14.75 %
Investing from 7 000.00 € - fixed interest 15 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 12 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2026-07-17

Estimated loan repayment date:* 2027-07-17

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company title MB Novus Vis

Company code 306721647

Company registration address

S. Stanevičiaus g. 32 - 40 Vilnius Lietuva LT-07126

MB Novus Vis — a company established on April 10, 2024. Main areas of activity: a) Business and other management consulting (EVRK 702000); (b) Advertising agency activities. The company may engage in any other activities that do not conflict with the laws of the Republic of Lithuania.

MB “Novus vis” is engaged in real estate project development. The company invests in promising residential projects, organizes their design and construction, and markets the completed real estate properties.

Judita Gedvilaitė is the sole shareholder of the company.

Loan protection collateral

Loan Collateral:

Property pledged as a first-priority mortgage located at Pilkakalnio St., Padekaniškiai, Vilnius, Lithuania (no full address assigned to the land parcel):

Land parcel located at Vilnius, Lithuania, with no address assigned, unique No. 4400-1609-2098, cadastral No. – 0101/0167:2226 in the Vilnius City Cadastral Register, area – 0.1464 ha, primary intended use – Other, type of use – Area for multi-family residential buildings and dormitories with a valid building permit.

Value of the collateralized property: 654,000 euros.

Additional security measures:

Guarantee from the company (the Borrower) (promissory note for double the amount);
Personal surety by shareholder and director Judita Gedvilaitė;
A deposit equal to 3 (three) months’ interest.

Description of the collateralized property

The collateralized property is located in Vilnius; the property has not been assigned an address, with unique land parcel No. 4400-1609-2098 and cadastral No. 0101/0167:2226 in the Vilnius City Cadastral District. According to the project documents, the parcel is located in Padekaniškiai, Vilnius City Municipality, in the western part of Vilnius, in the Pilaitė eldership. This is a developing area of Vilnius City, located within a zone of active residential development, where new apartment complexes and residential neighborhoods are being built, urban infrastructure is being developed, and transportation links and utility networks are being installed. The mortgaged property is located in valuation zone 57.42, which is described in official documents as the territory of the Pilaitė eldership, encompassing both the area surrounding older apartment buildings and the part of Naujoji Pilaitė, where, in accordance with the city’s master plan, the development of multi-family residential neighborhoods is planned; detailed plans have been prepared, streets have been designed, utilities have been laid, and multi-family residential buildings have been constructed and continue to be built.

The area is considered by appraisers to be an urbanized and rapidly developing part of the city of Vilnius. The area surrounding the mortgaged plot is dominated by residential development, apartment complexes, urban infrastructure facilities, and common-use areas. The land plot is located in the western part of Vilnius, in the Pilaitė eldership; the western part of the plot borders Pilkakalnio Street, the southern side borders an infrastructure plot, and the remaining sides border public areas. Access to the plot is planned from the western side, off Pilkakalnio Street, via the paved Pilkakalnio Street.

In terms of transportation, the location of the mortgaged property is favorable for a residential development. The Pilaitė neighborhood is integrated into Vilnius’s street network, offering convenient access to other parts of the city, the western bypass, and the city center. The documents indicate that public transportation is available in the area, and nearby bus stops provide connections to other microdistricts of Vilnius and the city center. It should also be noted that traffic in the Pilaitė neighborhood may be heavier during rush hour, and the distance to the city center is approximately 7–8 km; therefore, travel time may vary depending on the time of day and traffic conditions.

In terms of service infrastructure, the location is attractive. Nearby, there are shopping centers, educational and preschool institutions, healthcare facilities, sports clubs, and other services necessary for daily life. The Pilaitė area is home to Vilnius Pilaitė Gymnasium, Martynas Mažvydas Lower Secondary School, several kindergartens and daycare centers, St. Joseph’s Church in Vilnius, as well as retail outlets such as “Rimi Pilaitė,” “Maxima,” and “IKI.” This enhances the appeal of the mortgaged property both for the development of a residential project and for future end-users of the housing.

From an engineering infrastructure perspective, the area is also considered suitable for development. The area is equipped with municipal utility networks—water supply, sewerage, electricity, gas, and street lighting—and the technical design documents indicate that sewerage networks have been installed on the lot. The building permit grants the right to construct not only a multi-family residential building but also a public water supply network (BV1), a public sewer network (BF1), a pedestrian walkway, and a parking lot.

In terms of natural and urban conditions, the plot is located within an urban development area; according to the technical design data, its topography is essentially flat up to the eastern edge, with a slope formed in the eastern part, the elevation difference is approximately 3.61 m, and elevations range from 150.90 to 147.29 according to the Baltic Height System. Topographic and geological surveys have been conducted on the plot, and a topographic map has been prepared. The plot in question is not listed in the Register of Cultural Heritage Sites, and the building permit specifies that the plot is not located within a protected area, the territory of a cultural heritage site, a cultural heritage area, or their buffer zones.

The appraisers consider the location of the mortgaged property to be good and suitable for the development of multi-family residential buildings. The main advantages of the location are its position in the western part of Vilnius, the actively developing residential environment of the Pilaitė eldership, the paved access road via Pilkakalnio Street, the existing and developing urban engineering infrastructure, access to public transportation, and the nearby retail, educational, healthcare, and daily service facilities. The main limiting factors are potential increases in traffic during peak hours, the distance to the city center, and the fact that active construction and urban development are still underway in the surrounding area. Overall, the location is well-suited for a residential development and should be attractive to both developers and prospective homebuyers.

For more detailed information (see About the Project) (see Documents).

Strengths and risks

Strengths:

Company guarantee (bill of exchange) and guarantee of its director and shareholder.
The first order of real estate pledge - mortgage.
3 months interest deposit

Weaknesses:

Borrower 's activities are in a competitive sector.

Possibilities:

The annual interest rate payable by the borrower is 14.00-15.00%.

Threats:

Uncertain economic situation.
Rising cost of building materials.

Documents

#	File name	File type	Actions
1	Nuostatai MB Novus vis.pdf
2	Įkeičiamas turtas.pdf
3	SLD.pdf
4	TP.PDF
5	PIID (1 etapas).pdf

Important

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.
If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.
By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.
The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

About the loan

Purpose of the loan Real estate development

Amount of funding 100 000 €

LTV 65 %

Risk C (higher)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 227 500.00 €

Purpose of the Loan

About the Project

More about the project (see Documents).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 14 %
Investing from 1 000.00 € - fixed interest 14.25 %
Investing from 3 000.00 € - fixed interest 14.5 %
Investing from 5 000.00 € - fixed interest 14.75 %
Investing from 7 000.00 € - fixed interest 15 %

Loan term and repayment

Loan period 12 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2026-07-17

Estimated loan repayment date:* 2027-07-17

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Loan protection collateral

Collateral

Real estate pledge

Guarantees / surety

Property type

Residential

Mortgage rank

First order mortgage

LTV

65%

Documentation

Asset Valuation Report

Report preparation date

2026-06-19

Assessor

UAB Vertinimo partneriai

Loan Collateral:

Property pledged as a first-priority mortgage located at Pilkakalnio St., Padekaniškiai, Vilnius, Lithuania (no full address assigned to the land parcel):

Land parcel located at Vilnius, Lithuania, with no address assigned, unique No. 4400-1609-2098, cadastral No. – 0101/0167:2226 in the Vilnius City Cadastral Register, area – 0.1464 ha, primary intended use – Other, type of use – Area for multi-family residential buildings and dormitories with a valid building permit.

Value of the collateralized property: 654,000 euros.

Additional security measures:

Guarantee from the company (the Borrower) (promissory note for double the amount);
Personal surety by shareholder and director Judita Gedvilaitė;
A deposit equal to 3 (three) months’ interest.

Description of the collateralized property

For more detailed information (see About the Project) (see Documents).

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Pilkakalnio st., Padekaniškiai, Vilnius, Lithuania (1 stage)

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Pilkakalnio st., Padekaniškiai, Vilnius, Lithuania (1 stage)

How much will I earn if I invest:

With this project in one month I will earn

€

After 12 months I will earn

€

Please register or sign in to access this information.

About the loan

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investment from 50.00 €.

Interest

Annual interest rate

Loan term and repayment

Strengths:

Weaknesses:

Possibilities:

Threats:

Nordstreet takes the following measures to ensure a safer investment:

Please register or sign in to access this information.

About the loan

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investment from 50.00 €.

Interest

Annual interest rate

Loan term and repayment

Loan protection collateral

Debtor

Strengths and risks

Strengths:

Weaknesses:

Possibilities:

Threats:

Documents

Nordstreet takes the following measures to ensure a safer investment:

Project updates

Secondary market

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