Projects list

Beržų st. 72/74, Skrabinės vil., Rudamina, Vilniaus d. mun., Lithuania (4 stage)

Waiting for investments

Amount of funding 28 800 €

LTV 67%

Annual interest rate 15.00%

Total expected project return 13.75%

Loan period

11 mo.

Risk

C (higher)

Purpose of the loan

Development loan

Collateral Real estate pledge

Country

Lithuania

Investors 8

Raised:
864 € Goal:
28 800 €

3.00%

How much will I earn if I invest:

Investment size

100.00 €

27 936.00 €

15%

With this project in one month I will earn

€

After 12 months I will earn

€

* This calculator is exemplary and provides approximate results. Please note that the actual earnings may differ from the results provided by the calculator

Business loan terms

About the loan

Purpose of the loan Real estate development

Amount of funding 28 800 €

LTV 67 %

Risk C (higher)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 11 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank Second order mortgage

Amount allocated by project owner 109 921.74 €

Purpose of the Loan

The amount needed for financing is 28,800 EUR, which is being raised in stages. The loan proceeds will be used for further development work (interior finishing) on real estate properties, namely two residential houses with a total area of 106.39 square meters, located at Beržų St. 72, 74, Skrabinės Village, Rudamina Parish, Vilnius District Municipality, Lithuania, for further development work (interior finishing work). The total area of the houses is 312.78 square meters. The borrower was granted a loan of 271,250 EUR for the development of these properties, which was funded through April 14, 2026. After completing part of the work (see photos), sold one property, had the property reappraised (see the property appraisal report dated June 16, 2026), and determined the current market value of the property to be 333,000 EUR. The borrower has applied for further project financing, which will amount to 28,800 EUR. The loan will be repaid by refinancing it with another financial institution or from the proceeds of the property sale. The amount that the project owner is contributing to the project is 109,922 EUR.

About the Project

The project consists of three land plots on which single-family residential homes are being built, as well as domestic wastewater treatment plants, and the portions of the infrastructure, engineering, and transportation networks allocated to these plots. Each single-family home is a single-story structure without a basement, with a total area of 106.39 square meters. The home is designed for a family of 3–5 people. The house is functionally divided into living and sleeping areas. The house is planned to include the following rooms: utility room, entryway, restroom, study, living room-kitchen, bedrooms, restrooms and shower rooms, closet, and laundry room.

The building’s load-bearing walls are made of masonry blocks, while the interior partitions are made of drywall or masonry. The floor structures consist of wooden framing. The buildings are designed to meet all essential structural requirements. The structures comply with mandatory applicable fire safety requirements as well as applicable construction regulations, standards, and rules.

Building structures:

Foundations: monolithic and precast reinforced concrete.
Waterproofing: horizontal—lower layer: 30 mm thick cement mortar (1:2 mix); upper layer: two-layer insulation.
Walls: block masonry. May consist of FIBO blocks. Insulation: rock wool (or equivalent material).
Finishes: Decorative clinker, wood siding, and textured plaster. The exterior finish will be installed in accordance with the manufacturer’s technical requirements, using materials that meet the general requirements specified by the manufacturer.
Roof: pitched. Roofing: prefabricated wood or metal. Beams and rafters: prefabricated reinforced concrete.
Corrosion protection: all steel elements will be cleaned of rust, degreased, primed, and coated with two layers of anti-corrosion coating.
The exterior window frames (on the facade side) are to be painted. Windows with laminated wood frames or plastic double-pane units with ventilation louvers are to be selected.
Floors in sanitary facilities are designed with floor drains. The floors are easy to clean and, where necessary, disinfect. Waterproofing is provided on the floors and walls of these rooms.
Interior walls and partitions are designed to fulfill their primary functional purpose, that is, to ensure proper and safe division of spaces within the building, to provide the required sound insulation between rooms, and to ensure the necessary protection against the spread of fire within the buildings.

The real estate is best utilized for its current purpose (upon completion of the building’s construction and interior finishing work). The most likely potential buyers of the property are private individuals who intend to purchase the property and use it for their own needs (residential purposes).

The lots are accessible by car from Beržų Street. Cars are parked and kept on the lots. The land plots are roughly rectangular in shape, and the terrain is relatively flat. The plots border other undeveloped plots with similar or analogous intended uses.

Utilities:

Electricity: A 0.4 kV underground power line runs near the plots (Vilnius District Municipality, Rudamina Eldership, Skrabinė Village, Beržų Street); the nearest electrical substation is approximately 100 m away.
Gas: A medium-pressure gas distribution pipeline runs near the land plots (Vilnius District Municipality, Nemėžis Eldership, Skaidiškiai Village, 52 Beržų St., about 250 m away) is a medium-pressure gas distribution pipeline.

The first photo shows an adjacent building constructed according to the same design—this is what the completed building will look like. The other photos show buildings from this project.

More about the project (see Documents).

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 15 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 11 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2026-07-21

Estimated loan repayment date:* 2027-05-27

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company title UAB Megaveta

Company code 306116986

Company registration address

Laisvės pr. 78B Vilnius Lietuva 06120

Company industry Real Estate

UAB Megaveta — a company established on July 19, 2022. Main areas of activity: a) Construction of residential and non-residential buildings (EVRK 412000); b) Construction of industrial facilities other than buildings; c) Construction completion and finishing. The company may engage in any other activities that do not conflict with the laws of the Republic of Lithuania.

Roman Yusupov holds 100% of the company’s shares.

Loan protection collateral

Loan Collateral:

Property pledged as a second-priority mortgage located at Beržų g. 72, 74, Skrabinės k., Rudaminos Sen., Vilnius District Municipality, Lithuania:

Land parcel located at Beržų g. 72, Skrabinės k., Rudaminos Sen., Vilnius District Municipality, unique No. 4400-5738-9768, cadastral No. 4177/0500:703, Rudaminos cadastral district, area – 0.1000 ha, designated use: other (type of use: area for single-family and two-family residential buildings);
A land plot located at 74 Beržų St., Skrabinės Village, Rudamina Eldership, Vilnius District Municipality, unique No. 4400-5738-9881, cadastral No. 4177/0500:702, Rudaminos cadastral district, area – 0.1000 ha, designated use: other (land use category: areas for single-family and two-family residential buildings);
2/14 shares of a land plot located at Skrabinės Village, Rudamina Eldership, Vilnius District Municipality, unique No. 4400-3940-1704, cadastral No. 4177/0500:1203, Rudaminos Cadastral District, area – 0.2284 ha, designated use: other (land use: areas for transportation and utility corridors);
2/14 shares of a land plot located at Skrabinės Village, Rudamina Eldership, Vilnius District Municipality, unique No. 4400-3939-9070, cadastral No. 4177/0500:1204, area – 0.2271 ha, designated use: other (land use category: transportation and utility corridor areas).

Value of the mortgaged property: 333,000 euros.

Additional security measures:

Company guarantee (promissory note for double the amount);
Surety provided by shareholder and director Roman Yusupov.

Description of the collateral

The collateral consists of three 10-ar land plots intended for residential construction (intended use: areas for single-family and two-family residential buildings), located in Vilnius District Municipality, Rudamina Eldership, Skrabinė Village, at 72, 74, and 80 Beržų St., as well as 2/14 shares of two infrastructure plots (intended use: areas for transportation and utility corridors) associated with these plots. All three plots, intended for residential construction, are approximately rectangular in shape and have relatively flat terrain. All plots were established through cadastral surveys.

The real estate being mortgaged is located in the Nemėžis eldership. The Nemėžis eldership is situated near the Minsk Highway, 8 km southeast of Vilnius. It borders the Rudamina, Rukainiai, and Šatrininkai elderships, as well as the city of Vilnius. The property is located approximately 17 km southeast of downtown Vilnius. The area has partially developed infrastructure: there is a school and a kindergarten, as well as grocery stores; other infrastructure needed by residents is located in the Nemėžis settlement or in the city of Vilnius. The immediate surroundings of the property are dominated by newly constructed single-family and multi-family residential buildings, as well as vacant residential lots without structures.

Factors affecting the property’s value and marketability:

Good access to the property being appraised (by private vehicle);
A promising, expanding settlement;
A quiet location, set back from noisy streets;
Well-developed social infrastructure within a short distance;
Underdeveloped public transportation network;
Not all access roads are paved;
Given the circumstances mentioned, the property’s location is assessed as good.

In the appraiser’s opinion, each property, i.e., a land parcel with a portion of a common-use land parcel, individually constitutes a complete whole—that is, a single real estate object—and can be sold on the open market as a separate property unit.

After analyzing the specific characteristics of the mortgaged property’s location, the existing documentation, and future prospects, determined that alternative uses of the mortgaged property are not feasible—the mortgaged plots are best suited for their current designated purposes and methods of use, i.e., the construction of residential homes.

The most likely potential buyers of the mortgaged property are private individuals intending to purchase the property and use it for their own needs.

For more detailed information (see About the Project) (see Documents).

Strengths and risks

Strengths:

Company guarantee (bill of exchange) and guarantee of its director and shareholder.
The borrower made payments on time and without delay. (current loan at Nordstreet)
The second rate real estate mortgage.

Weaknesses:

Borrower 's activities are in a competitive sector.
The company is operating at a loss.
The company experienced a loss.

Possibilities:

The annual interest rate payable by the borrower is 15.00%.

Threats:

Uncertain economic situation.
Property is in development stage.
Rising cost of building materials.

Documents

#	File name	File type	Actions
1	Istatai_uab_megaveta.pdf
2	Statybos leidimai.pdf
3	Techninis projektas.pdf
4	Žemės sklypų planai.pdf
5	PIID (4 etapas).pdf
6	Turto vertinimas.pdf

Important

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.
If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.
By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.
The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

About the loan

Purpose of the loan Real estate development

Amount of funding 28 800 €

LTV 67 %

Risk C (higher)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 11 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank Second order mortgage

Amount allocated by project owner 109 921.74 €

Purpose of the Loan

About the Project

Building structures:

Foundations: monolithic and precast reinforced concrete.
Waterproofing: horizontal—lower layer: 30 mm thick cement mortar (1:2 mix); upper layer: two-layer insulation.
Walls: block masonry. May consist of FIBO blocks. Insulation: rock wool (or equivalent material).
Finishes: Decorative clinker, wood siding, and textured plaster. The exterior finish will be installed in accordance with the manufacturer’s technical requirements, using materials that meet the general requirements specified by the manufacturer.
Roof: pitched. Roofing: prefabricated wood or metal. Beams and rafters: prefabricated reinforced concrete.
Corrosion protection: all steel elements will be cleaned of rust, degreased, primed, and coated with two layers of anti-corrosion coating.
The exterior window frames (on the facade side) are to be painted. Windows with laminated wood frames or plastic double-pane units with ventilation louvers are to be selected.
Floors in sanitary facilities are designed with floor drains. The floors are easy to clean and, where necessary, disinfect. Waterproofing is provided on the floors and walls of these rooms.
Interior walls and partitions are designed to fulfill their primary functional purpose, that is, to ensure proper and safe division of spaces within the building, to provide the required sound insulation between rooms, and to ensure the necessary protection against the spread of fire within the buildings.

Utilities:

Electricity: A 0.4 kV underground power line runs near the plots (Vilnius District Municipality, Rudamina Eldership, Skrabinė Village, Beržų Street); the nearest electrical substation is approximately 100 m away.
Gas: A medium-pressure gas distribution pipeline runs near the land plots (Vilnius District Municipality, Nemėžis Eldership, Skaidiškiai Village, 52 Beržų St., about 250 m away) is a medium-pressure gas distribution pipeline.

The first photo shows an adjacent building constructed according to the same design—this is what the completed building will look like. The other photos show buildings from this project.

More about the project (see Documents).

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 15 %

Loan term and repayment

Loan period 11 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2026-07-21

Estimated loan repayment date:* 2027-05-27

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Loan protection collateral

Collateral

Real estate pledge

Guarantees / surety

Property type

Residential

Mortgage rank

Second order mortgage

LTV

67%

Documentation

Asset Valuation Report

Report preparation date

2026-06-16

Assessor

UAB „Centro kubas – Nekilnojamasis turtas“

Loan Collateral:

Property pledged as a second-priority mortgage located at Beržų g. 72, 74, Skrabinės k., Rudaminos Sen., Vilnius District Municipality, Lithuania:

Land parcel located at Beržų g. 72, Skrabinės k., Rudaminos Sen., Vilnius District Municipality, unique No. 4400-5738-9768, cadastral No. 4177/0500:703, Rudaminos cadastral district, area – 0.1000 ha, designated use: other (type of use: area for single-family and two-family residential buildings);
A land plot located at 74 Beržų St., Skrabinės Village, Rudamina Eldership, Vilnius District Municipality, unique No. 4400-5738-9881, cadastral No. 4177/0500:702, Rudaminos cadastral district, area – 0.1000 ha, designated use: other (land use category: areas for single-family and two-family residential buildings);
2/14 shares of a land plot located at Skrabinės Village, Rudamina Eldership, Vilnius District Municipality, unique No. 4400-3940-1704, cadastral No. 4177/0500:1203, Rudaminos Cadastral District, area – 0.2284 ha, designated use: other (land use: areas for transportation and utility corridors);
2/14 shares of a land plot located at Skrabinės Village, Rudamina Eldership, Vilnius District Municipality, unique No. 4400-3939-9070, cadastral No. 4177/0500:1204, area – 0.2271 ha, designated use: other (land use category: transportation and utility corridor areas).

Value of the mortgaged property: 333,000 euros.

Additional security measures:

Company guarantee (promissory note for double the amount);
Surety provided by shareholder and director Roman Yusupov.

Description of the collateral

Factors affecting the property’s value and marketability:

Good access to the property being appraised (by private vehicle);
A promising, expanding settlement;
A quiet location, set back from noisy streets;
Well-developed social infrastructure within a short distance;
Underdeveloped public transportation network;
Not all access roads are paved;
Given the circumstances mentioned, the property’s location is assessed as good.

The most likely potential buyers of the mortgaged property are private individuals intending to purchase the property and use it for their own needs.

For more detailed information (see About the Project) (see Documents).

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