Projects list

J. Tilvyčio st. 44-54, Panevėžys, Lithuania

Processing

Amount of funding 30 000 €

LTV 65%

Annual interest rate 12.00% - 13.00%

Total expected project return 12.00% - 12.99%

Loan period

12 mo.

Risk

B (medium)

Purpose of the loan

Refinancing

Collateral Real estate pledge

Country

Lithuania

Investors 5

Raised:
30 000 € Goal:
30 000 €

100.00%

Project updates

Notification of breach of payment obligation

2025-11-29

A reminder of breach of payment was sent to the Debtor

Reminder about the upcoming deadline

2025-11-28

Debtor sent a reminder about the upcoming deadline for payment

Business loan terms

About the loan

Purpose of the loan Loan refinancing

Amount of funding 30 000 €

LTV 65 %

Risk B (medium)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 16 000.00 €

Objective of the loan

The amount of EUR 30 000 is required for the financing, which is raised in one round. The loan will be used to refinance the borrower's existing loan with another financial institution. The loan will be repaid by refinancing with another financial institution either from the company's activities or from the proceeds of the sale of real estate. The amount to be contributed by the project owner himself is EUR 16 000.

About the property

The property is an apartment (unique no. 2798-4003-6016:0053) with a total area of 37,01 sq.m. located on the fifth floor of a multi-apartment building, with a basement. The building was built in 1984, it is brick, the roof is tile, the covering is bitumen. The apartment has central heating, communal water supply and sewage system, gas cooker, plastic windows with double glazing, laminated flooring, painted and tiled walls, metal entrance door. The physical condition is good, the interior furnishings are up to standard. The energy performance certificate is class G, valid until 18 August 2032.

The best use of the property is to maintain a residential use. The property is suitable for both permanent residence and rental, given the local demand, infrastructure and physical condition. Attractiveness and liquidity assessment: the apartment is well maintained, in a convenient urban location, in demand among middle-income buyers. Liquidity is medium-high, depending on market conditions and the price offered. Potential buyers: young families, individuals, seniors, investors seeking a small rental property.

The property is considered by the assessors to be in good physical condition, with a functional layout and an attractive location. The most appropriate use is residential, with good prospects of retaining its value and of being marketed without significant difficulties.

More about the property (see Documents).

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 12 %
Investing from 1 000.00 € - fixed interest 12.25 %
Investing from 3 000.00 € - fixed interest 12.5 %
Investing from 5 000.00 € - fixed interest 12.75 %
Investing from 7 000.00 € - fixed interest 13 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 12 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2025-10-28

Estimated loan repayment date:* 2026-10-22

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company title MB Doncita

Company code 307105245

Company registration address

Kalvarijų g. 125 Vilnius Lietuva LT-09313

MB Doncita was incorporated on 25 February 2025. The main activities of the company are: (a) Other building completion and finishing (EVKR 433900); (b) Road freight transport; road freight transport and moving activities of freight transport and moving activities of land transport services; activities of transport services; (c) landscaping; (d) construction of structures other than buildings; specialised construction activities; specialised design activities. The Community may engage in any other activity which is not contrary to the legislation of the Republic of Lithuania.

Members of the Small Community are:

Donatas Šaučiūnas 100% of shares.

Loan protection collateral

Loan Collateral:
Pledged as a first-ranking mortgage on the property located at J. Tilvyčio st. 44-54, Panevėžys, Lithuania:
Apartment/Flat - Apartment with a basement, with the address J. Tilvyčio st. 44-54, Panevėžys, Lithuania, unique No. 2798-4003-6016:0053, area - 37,01 sq. m., main use of the property - residential (flats), completion - 100%.

Value of the mortgaged property: EUR 46 000.

Additional collateral:
Company's guarantee (promissory note in double amount);
Guarantee of the director and shareholder Donatas Šaučiūnas.
Description of the pledged property
The pledged property is an apartment located in Panevėžys, J. Tilvyčio st. 44-54, in the Kniaudiškės micro district. It is a medium-density, well-maintained and urbanistically developed residential area with convenient access to the city centre (about 2,5 km) and other parts of the city. Nearby are the main city streets (Kniaudiškių, Nemuno, Smėlynės g.), which ensure good access by car and easy access by public transport; the nearest bus stop is 150-200 m away.
The district has a well-developed social infrastructure - kindergartens, schools, gymnasiums, supermarkets ("Maxima", "Norfa", "IKI"), medical institutions, sports clubs, small services. There are green areas, courtyards, playgrounds for children and recreation areas - the Nevėžis river is nearby, and the Kniaudiškės Park is located nearby.
The district is characterised by a safe, quiet residential environment, with renovated or well-maintained apartment buildings. Air pollution is low and noise levels are safe.
The location of the property is one of the most attractive residential areas with comprehensive infrastructure and good transport links. The environment has a positive impact on the attractiveness and market liquidity of the mortgaged property, and the location of the mortgaged property is considered positively by the appraisers.
For more information (see About the project) (see Documents).

Strengths and risks

Strengths:

Company guarantee (bill of exchange) and guarantee of its director and shareholder.

The first order of real estate pledge - mortgage.

The project is completed.

Weaknesses:

The borrower has been operating for less than a year.

Borrower 's activities are in a competitive sector.

Possibilities:

The annual interest rate payable by the borrower is 12.00-13.00%.

Threats:

A young company.

Uncertain economic situation.

Loan refinancing.

Documents

# File name File type Actions

1 MB Doncita nuostatai.pdf

2 Turto vertinimo ataskaita.pdf

3 PIID.pdf

Important

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.

If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.

By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.

The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

#	File name	File type	Actions
1	MB Doncita nuostatai.pdf
2	Turto vertinimo ataskaita.pdf
3	PIID.pdf

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Project updates

Business loan terms

Debtor

Loan protection collateral

Strengths and risks

Documents

Important

About the loan

Purpose of the loan Loan refinancing

Amount of funding 30 000 €

LTV 65 %

Risk B (medium)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 16 000.00 €

Objective of the loan
The amount of EUR 30 000 is required for the financing, which is raised in one round. The loan will be used to refinance the borrower's existing loan with another financial institution. The loan will be repaid by refinancing with another financial institution either from the company's activities or from the proceeds of the sale of real estate. The amount to be contributed by the project owner himself is EUR 16 000.
About the property
The property is an apartment (unique no. 2798-4003-6016:0053) with a total area of 37,01 sq.m. located on the fifth floor of a multi-apartment building, with a basement. The building was built in 1984, it is brick, the roof is tile, the covering is bitumen. The apartment has central heating, communal water supply and sewage system, gas cooker, plastic windows with double glazing, laminated flooring, painted and tiled walls, metal entrance door. The physical condition is good, the interior furnishings are up to standard. The energy performance certificate is class G, valid until 18 August 2032.
The best use of the property is to maintain a residential use. The property is suitable for both permanent residence and rental, given the local demand, infrastructure and physical condition. Attractiveness and liquidity assessment: the apartment is well maintained, in a convenient urban location, in demand among middle-income buyers. Liquidity is medium-high, depending on market conditions and the price offered. Potential buyers: young families, individuals, seniors, investors seeking a small rental property.
The property is considered by the assessors to be in good physical condition, with a functional layout and an attractive location. The most appropriate use is residential, with good prospects of retaining its value and of being marketed without significant difficulties.
More about the property (see Documents).

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 12 %

Investing from 1 000.00 € - fixed interest 12.25 %

Investing from 3 000.00 € - fixed interest 12.5 %

Investing from 5 000.00 € - fixed interest 12.75 %

Investing from 7 000.00 € - fixed interest 13 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 12 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2025-10-28

Estimated loan repayment date:* 2026-10-22

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Loan protection collateral

Collateral

Real estate pledge

Guarantees / surety

Property type

Residential

Mortgage rank

First order mortgage

LTV

65%

Documentation

Asset Valuation Report

Report preparation date

2025-09-19

Assessor

UAB Vertinimo partneriai

Loan Collateral:
Pledged as a first-ranking mortgage on the property located at J. Tilvyčio st. 44-54, Panevėžys, Lithuania:
Apartment/Flat - Apartment with a basement, with the address J. Tilvyčio st. 44-54, Panevėžys, Lithuania, unique No. 2798-4003-6016:0053, area - 37,01 sq. m., main use of the property - residential (flats), completion - 100%.

Value of the mortgaged property: EUR 46 000.

Additional collateral:
Company's guarantee (promissory note in double amount);
Guarantee of the director and shareholder Donatas Šaučiūnas.
Description of the pledged property
The pledged property is an apartment located in Panevėžys, J. Tilvyčio st. 44-54, in the Kniaudiškės micro district. It is a medium-density, well-maintained and urbanistically developed residential area with convenient access to the city centre (about 2,5 km) and other parts of the city. Nearby are the main city streets (Kniaudiškių, Nemuno, Smėlynės g.), which ensure good access by car and easy access by public transport; the nearest bus stop is 150-200 m away.
The district has a well-developed social infrastructure - kindergartens, schools, gymnasiums, supermarkets ("Maxima", "Norfa", "IKI"), medical institutions, sports clubs, small services. There are green areas, courtyards, playgrounds for children and recreation areas - the Nevėžis river is nearby, and the Kniaudiškės Park is located nearby.
The district is characterised by a safe, quiet residential environment, with renovated or well-maintained apartment buildings. Air pollution is low and noise levels are safe.
The location of the property is one of the most attractive residential areas with comprehensive infrastructure and good transport links. The environment has a positive impact on the attractiveness and market liquidity of the mortgaged property, and the location of the mortgaged property is considered positively by the appraisers.
For more information (see About the project) (see Documents).

Debtor

Company title MB Doncita

Company code 307105245

Company registration address

Kalvarijų g. 125 Vilnius Lietuva LT-09313

MB Doncita was incorporated on 25 February 2025. The main activities of the company are: (a) Other building completion and finishing (EVKR 433900); (b) Road freight transport; road freight transport and moving activities of freight transport and moving activities of land transport services; activities of transport services; (c) landscaping; (d) construction of structures other than buildings; specialised construction activities; specialised design activities. The Community may engage in any other activity which is not contrary to the legislation of the Republic of Lithuania.
Members of the Small Community are:
Donatas Šaučiūnas 100% of shares.

Strengths and risks

Strengths:

Company guarantee (bill of exchange) and guarantee of its director and shareholder.

The first order of real estate pledge - mortgage.

The project is completed.

Weaknesses:

The borrower has been operating for less than a year.

Borrower 's activities are in a competitive sector.

Possibilities:

The annual interest rate payable by the borrower is 12.00-13.00%.

Threats:

A young company.

Uncertain economic situation.

Loan refinancing.

Documents

# File name File type Actions

1 MB Doncita nuostatai.pdf

2 Turto vertinimo ataskaita.pdf

3 PIID.pdf

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.

If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.

By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.

The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

Project updates

Notification of breach of payment obligation

2025-11-29

A reminder of breach of payment was sent to the Debtor

Reminder about the upcoming deadline

2025-11-28

Debtor sent a reminder about the upcoming deadline for payment

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J. Tilvyčio st. 44-54, Panevėžys, Lithuania

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About the loan

Investment from 50.00 €.

Interest

Annual interest rate

Loan term and repayment

Strengths:

Weaknesses:

Possibilities:

Threats:

Nordstreet takes the following measures to ensure a safer investment:

Please register or sign in to access this information.

About the loan

Investment from 50.00 €.

Interest

Annual interest rate

Loan term and repayment

Loan protection collateral

Debtor

Strengths and risks

Strengths:

Weaknesses:

Possibilities:

Threats:

Documents

Nordstreet takes the following measures to ensure a safer investment:

Project updates

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