Projects list

Šv. Gertrūdos st. 3, Kaunas, Lithuania (1 stage)

Waiting for investments

Amount of funding 150 000 €

LTV 65%

Annual interest rate 14.00% - 15.00%

Total expected project return 14.00% - 15.00%

Loan period

12 mo.

Risk

C (higher)

Purpose of the loan

Loan for acquisition

Collateral Real estate pledge

Country

Lithuania

Investors 13

Raised:
1 898 € Goal:
150 000 €

1.27%

How much will I earn if I invest:

Investment size

100.00 €

148 102.00 €

14% 14.25% 14.5% 14.75% 15%

With this project in one month I will earn

€

After 12 months I will earn

€

* This calculator is exemplary and provides approximate results. Please note that the actual earnings may differ from the results provided by the calculator

Business loan terms

About the loan

Purpose of the loan Real estate development

Amount of funding 150 000 €

LTV 65 %

Risk C (higher)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 274 000.00 €

Objective of the loan

The financing requires an amount of EUR 507 000, which is raised in stages. The loan proceeds will be used for the purchase of immovable property, i.e. a non-residential premises, namely a shop at the address of Šv. Gertrūdos st. 3, Kaunas, total area - 336,58 sq. m., main use - retail, completion - 100% for acquisition and reconstruction. The loan will be repaid from the proceeds of the sale of the property or by refinancing with another financial institution. The amount of the project owner's own contribution to the project is EUR 274 000.

About the project

The non-residential premise - shop, unique no. 1996-1008-9015:0025, located on the ground floor of the building at the address Šv. Gertrūdos st. 3, Kaunas. The purpose of the premises is retail, total area - 336,58 sq. m, main area - 328,31 sq. m, year of completion - 1961, completion - 100 %. Currently, the majority of the premises are leased to UAB Modoma and are used for retail trade ('GAUSA' shop), which ensures a stable cash flow and a stable rental return. The lease covers an area of 294,58 sq. m.

The project foresees the redevelopment of three additional premises of approximately 25 sq. m (total area of approximately 75 sq. m) for short-term residential lettings. The conversion would result in a significant increase in the projected total monthly income compared to the current situation.

The premises have a functional and commercially attractive layout: open retail space, shop windows, direct street access, high ceilings, natural lighting, ancillary and storage areas. Utilities - local central heating, communal water supply and sewage, natural gas, natural/partial mechanical ventilation. The internal commercial area is in good condition, but some of the other areas are unfinished and ready for renovation, and there are signs of deterioration of the façade.

According to the best use analysis, the most efficient and economically viable use of the property is a mixed commercial model: a combination of retail, service and short-term rental uses. Given its central location, high pedestrian flow and proximity to the main attractions of the city, this model maximises the locational potential of the property and increases the investment yield. The existing retail use and the planned adaptation for short-term rental are fully in line with the maximum and best use of the mortgaged property.

In terms of attractiveness, the property has significant advantages: central location, stable existing tenant, clear and flexible layout, large rarely found in the city centre area, direct street access and good visibility. Liquidity is assessed as high - the property is attractive both for investors looking for rental income generating commercial property and developers focused on mixed-use conversion.

The property is a commercial property with high investment potential in the central part of Kaunas, suitable for mixed retail and short-term rental activities. The existing and planned use structure of the property is economically sound, maximising the advantages of the location. The property has good market attractiveness and high liquidity, and is therefore assessed by the valuers as a reliable and viable collateral.

For more information on the project (see Documents).

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 14 %
Investing from 1 000.00 € - fixed interest 14.25 %
Investing from 3 000.00 € - fixed interest 14.5 %
Investing from 5 000.00 € - fixed interest 14.75 %
Investing from 7 000.00 € - fixed interest 15 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 12 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2026-04-24

Estimated loan repayment date:* 2027-04-24

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company title MB Aurora Group LT

Company code 307511712

Company registration address

Kalvarijų g. 125 Vilnius Lietuva 08221

MB Aurora Group LT - company incorporated on 4 December 2025. The main field of activity of the company is renting and operating of real estate owned or leased (EVRK 682000). The partnership may engage in any other activity which is not contrary to the legislation of the Republic of Lithuania.

MB Aurora Group LT is a real estate development company, which will specialise in the management of the development, sale and lease of real estate projects (market analysis, acquisition of land plots and/or buildings/ premises, organisation and management of design works, preparation of documentation for obtaining construction/ reconstruction permits, organisation and coordination of the construction process, lease or sale of the developed real estate objects).

The shareholders of the company are:

Algirdas Alijošius 100% of shares.

Loan protection collateral

Collateral for the loan:

A first ranking mortgage on the property located at Šv. Gertrūdos st. 3, Kaunas, Lithuania:

Residential premises - Shop (Premises: 25-3 to 25-7; 25-10; 25-11; 25-13; 25-15 to 25-22), with the address Šv. Gertrūdos st. 3, Kaunas, unique No. 1996-1008-9015:0025, total area - 336,58 sq. m, purpose group - commercial, main use - trade, completion - 100%.

Value of the mortgaged property: 781 000 EUR.

Additional security:

Guarantee of the Company (Borrower) (promissory note in double amount);
Personal guarantee of the Company's manager and shareholder Algirdas Alijošius;
Deposit of three (3) months' interest.

Description of the pledged asset

The pledged asset is located at the address Šv. Gertrūdos st. 3, Kaunas, in the central part of Kaunas city, in a strategically very attractive location - at the junction of Old Town and New Town, one of the most intensive urban and commercial areas of the city. The property is located in Kaunas Old Town value zone 15.3, which is considered one of the most attractive areas of the city due to the concentration of commercial, cultural, administrative and public facilities, as well as the high pedestrian and traffic flow. The site has exceptional historical and urban value as it is located in a cultural heritage area, characterised by authentic historic buildings and limited intensity of new development.

The location of the site is particularly favourable for commercial activities: it is about 30 metres from Laisvės Avenue, Vilnius Street, Town Hall Square, main public transport arteries, catering, shopping and service establishments are nearby - it is the central axis of Kaunas city between Laisvės Avenue and the Old Town, which ensures a constant flow of people and good visibility.

Access to the property is convenient both by private and public transport - the territory is served by bus and trolleybus routes, and the central location of the city makes it easy to reach the property from all districts of Kaunas. Access to the premises is organised directly from the street side, through a separate facade entrance, with additional access from the inner courtyard. Although parking opportunities in the city centre are limited, this circumstance is typical for the whole central Kaunas area and does not have a significant negative impact on the commercial attractiveness of the property.

The environment is dominated by a mixed urban structure: retail, service, administrative and residential buildings. The adjacent commercial facilities and the active urban infrastructure create a high commercial potential for the site. The area is characterised by high pedestrian traffic, which is particularly important for retail and short-term rental activities.

The location of the mortgaged property is assessed as very good. The property is located in the prestigious, highly liquid central part of Kaunas, which is characterised by excellent accessibility, strong commercial potential, intensive traffic flow and stable long-term investment value. The location fully meets the criteria for efficient use of commercial and mixed-use properties.

For more information (see Documents).

Strengths and risks

Strengths:

Company guarantee (bill of exchange) and guarantee of its director and shareholder.
The first order of real estate pledge - mortgage.
Liquid pledged assets
3 months interest deposit

Weaknesses:

The borrower has been operating for less than a year.
Borrower 's activities are in a competitive sector.

Possibilities:

The annual interest rate payable by the borrower is 14.00-15.00%.

Threats:

A young company.
Uncertain economic situation.
Rising cost of building materials.

Documents

#	File name	File type	Actions
1	Nuostatai MB Aurora Group LT.pdf
2	Turto vertinimo ataskaita.pdf
3	Įkeičiamas turtas (2026-03-26).pdf
4	Projekto informacija.pdf
5	PIID (1 etapas).pdf

Important

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.
If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.
By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.
The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

About the loan

Purpose of the loan Real estate development

Amount of funding 150 000 €

LTV 65 %

Risk C (higher)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 274 000.00 €

Objective of the loan

About the project

For more information on the project (see Documents).

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 14 %
Investing from 1 000.00 € - fixed interest 14.25 %
Investing from 3 000.00 € - fixed interest 14.5 %
Investing from 5 000.00 € - fixed interest 14.75 %
Investing from 7 000.00 € - fixed interest 15 %

Loan term and repayment

Loan period 12 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2026-04-24

Estimated loan repayment date:* 2027-04-24

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Loan protection collateral

Collateral

Real estate pledge

Guarantees / surety

Property type

Commercial

Mortgage rank

First order mortgage

LTV

65%

Documentation

Asset Valuation Report

Report preparation date

2026-03-20

Assessor

UAB Vertinimo partneriai

Collateral for the loan:

A first ranking mortgage on the property located at Šv. Gertrūdos st. 3, Kaunas, Lithuania:

Residential premises - Shop (Premises: 25-3 to 25-7; 25-10; 25-11; 25-13; 25-15 to 25-22), with the address Šv. Gertrūdos st. 3, Kaunas, unique No. 1996-1008-9015:0025, total area - 336,58 sq. m, purpose group - commercial, main use - trade, completion - 100%.

Value of the mortgaged property: 781 000 EUR.

Additional security:

Guarantee of the Company (Borrower) (promissory note in double amount);
Personal guarantee of the Company's manager and shareholder Algirdas Alijošius;
Deposit of three (3) months' interest.

Description of the pledged asset

For more information (see Documents).

Latest loans

With Nordstreet everyone can become an investor! Register now and start investing!

Waiting for investments

Plokštinės st. 11, Žemaičių Kalvarijos, Plungės d., Lithuania (2 stage)

Raised:
2 827 € Goal:
100 000 €

2.82%

Annual interest rate
13.00% - 14.00%
Investors 17
LTV 50%
Risk group B (medium)
Months 24
Collateral Real estate pledge

Details Invest

Waiting for investments

"Karklės kopa" - Placio st. 83, Karklė, Klaipėdos d. mun., Lithuania (6 stage)

Raised:
30 500 € Goal:
50 000 €

61%

Annual interest rate
15.00% - 16.00%
Investors 82
LTV 65%
Risk group C (higher)
Months 22
Collateral Real estate pledge

Details Invest

Waiting for investments