Projects list

Business loan #00399 (1 stage)

Waiting for investments

Amount of funding 15 000 €

Annual interest rate 14.00%

Loan period

24 mo.

Risk

B (medium)

Purpose of the loan

Business loan

Collateral Real estate pledge

Country

Lithuania

Investors 20

Raised:
14 887 € Goal:
15 000 €

99.25%

How much will I earn if I invest:

Investment size

100.00 €

113.00 €

14%

With this project in one month I will earn

€

After 12 months I will earn

€

After 24 months i will earn

€

* This calculator is exemplary and provides approximate results. Please note that the actual earnings may differ from the results provided by the calculator

Business loan terms

About the loan

Purpose of the loan To increase the company's working capital

Amount of funding 15 000 €

Risk B (medium)

Payment of interest Every month

Loan repayment Every month

Loan period 24 mo.

Minimum loan period 6 mo.

Collateral

Real estate pledge

Mortgage rank Other pledge

The loan funds will be used to strengthen the stability of working capital. For this reason, the amount of allocation of the project owner's own funds is not relevant.

The funding required amounts to 50,000 EUR and will be raised in stages.

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 14 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 24 mo.

Minimum loan period 6 mo.

Loan repayment Every month

Estimated start date of the loan:* 2026-11-17

Estimated loan repayment date:* 2028-11-17

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company title MB Fenix paminklai

Company code 306652304

Company registration address

Geležinio Vilko 19-29 VILNIUS Lietuva 03133

Company website https://fenixpaminklai.lt/

Company industry Manufacture of stone monuments; installation of graves.

MB Fenix Monuments — a company that manufactures monuments and installs gravesites. The company was founded in January 2024. Its workshop and monument showroom are located in Didžioji Riešė, Vilnius District (1A Mokyklos St.). The company fulfills most of its orders in Vilnius and the Vilnius region. Main areas of activity:

design and manufacture of granite monuments; pre-production 3D visualization prepared for the client;
engraving on stone, metal, and wood: inscriptions, portraits, religious symbols, decorative elements;
full-cycle installation of gravesites: from pouring the foundation to finishing touches and planting flowers;
renovation of existing graves: cleaning of monuments, updating of inscriptions, and replacement of finishes;
sale of grave accessories: granite slabs, vases, lanterns.

Sales revenue: 17,204 EUR in 2024, 51,227 EUR in 2025.
Net profit/loss: -31,939 EUR in 2024, 5,222 EUR in 2025.
Total assets: 36,172 EUR in 2024, 123,972 EUR in 2025.
Average annual number of employees in 2025: 1.
As the operator and owner, the company has 1 registered vehicle; the fleet’s value is 5,520 EUR (as of September 1, 2026).

Loan protection collateral

Loan Collateral:

Property pledged as first-priority mortgage at Prūslaukių g. 6, Vilnius, Lithuania:

A land parcel located at Prūslaukių g. 6, Vilnius, Lithuania, with an area of 0.003 ha, unique No. 4400-4600-5281, cadastral No. 0101/0167:3841 in the Vilnius City Cadastral Register, designated use – other, land use category – area for single-family and two-family residential buildings;

Average taxable value of the mortgaged property: 54,200 euros.

On November 21, 2022, the Vilnius City Municipality Administration issued a permit to construct new structures (No. LSNS-01-221121-01320). The permit grants the right to construct a single-family residential house, a retaining wall, a wastewater treatment plant, and a parking lot on the lot. The construction project (No. 4/22, 2022) was prepared by UAB “Archigama.”

A single-family residential house is being built on the lot in accordance with the permit; construction is not yet complete. In the Real Estate Register, the house (unique No. 4400-5990-5938) is listed with the status “Under Construction”; the completion of construction has not been registered.

Additional security measures:

Company (borrower’s) guarantee (promissory note for double the amount);

Personal surety by shareholder Erik Grudinskij;

Description of the collateral:

The mortgaged plot is located in the western part of Vilnius, on the outskirts of the Pilaitė district, between A. Mickevičius and Gavaičių Streets. A neighborhood of single-family homes is developing around it, and to the south lies an area of forest and green spaces (Vilkeliškės). To the east, near the plot, is Lake Gilužis with a beach and a children’s playground. This lake is a popular recreational spot for Pilaitė residents.

Access is via A. Mickevičiaus Street, which connects to Pilaitės Avenue—the district’s main thoroughfare leading toward the city center. In the center of Pilaitė, approximately 1.5–2.5 km from the lot, you’ll find all the necessary daily amenities: the Pilaitė Clinic, shopping centers (“Rimi,” “Maxima”), schools, a sports arena, cafes, and service businesses.

For more detailed information (see About the Project) (see Documents).

Strengths and risks

Strengths:

Company guarantee (bill of exchange) and guarantee of its director and shareholder.
The first order of real estate pledge - mortgage.

Weaknesses:

Borrower 's activities are in a competitive sector.
The company experienced a loss.

Possibilities:

The annual interest rate payable by the borrower is 14.00%.

Threats:

A young company.
Uncertain economic situation.

Documents

#	File name	File type	Actions
1	Nuostatai
2	Finansinės ataskaitos
3	PIID_MB_Fenix_paminklai

Important

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.
If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.
By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.
The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

About the loan

Purpose of the loan To increase the company's working capital

Amount of funding 15 000 €

Risk B (medium)

Payment of interest Every month

Loan repayment Every month

Loan period 24 mo.

Minimum loan period 6 mo.

Collateral

Real estate pledge

Mortgage rank Other pledge

The loan funds will be used to strengthen the stability of working capital. For this reason, the amount of allocation of the project owner's own funds is not relevant.

The funding required amounts to 50,000 EUR and will be raised in stages.

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 14 %

Loan term and repayment

Loan period 24 mo.

Minimum loan period 6 mo.

Loan repayment Every month

Estimated start date of the loan:* 2026-11-17

Estimated loan repayment date:* 2028-11-17

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Loan protection collateral

Collateral

Real estate pledge

Property type

Other

Mortgage rank

Other pledge

Loan Collateral:

Property pledged as first-priority mortgage at Prūslaukių g. 6, Vilnius, Lithuania:

Average taxable value of the mortgaged property: 54,200 euros.

Additional security measures:

Company (borrower’s) guarantee (promissory note for double the amount);

Personal surety by shareholder Erik Grudinskij;

Description of the collateral:

For more detailed information (see About the Project) (see Documents).

Debtor

Company title MB Fenix paminklai

Company code 306652304

Company registration address

Geležinio Vilko 19-29 VILNIUS Lietuva 03133

Company website https://fenixpaminklai.lt/

Company industry Manufacture of stone monuments; installation of graves.

design and manufacture of granite monuments; pre-production 3D visualization prepared for the client;
engraving on stone, metal, and wood: inscriptions, portraits, religious symbols, decorative elements;
full-cycle installation of gravesites: from pouring the foundation to finishing touches and planting flowers;
renovation of existing graves: cleaning of monuments, updating of inscriptions, and replacement of finishes;
sale of grave accessories: granite slabs, vases, lanterns.

Sales revenue: 17,204 EUR in 2024, 51,227 EUR in 2025.
Net profit/loss: -31,939 EUR in 2024, 5,222 EUR in 2025.
Total assets: 36,172 EUR in 2024, 123,972 EUR in 2025.
Average annual number of employees in 2025: 1.
As the operator and owner, the company has 1 registered vehicle; the fleet’s value is 5,520 EUR (as of September 1, 2026).

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