Projects list

J. Jasinskio st. 12, Vilnius, Lithuania (1 stage)

Waiting for investments

Amount of funding 150 000 €

LTV 65%

Annual interest rate 14.00% - 15.00%

Total expected project return 14.00% - 15.00%

Loan period

12 mo.

Risk

C (higher)

Purpose of the loan

Loan for acquisition

Collateral Real estate pledge

Country

Lithuania

Investors 122

Raised:
91 587 € Goal:
150 000 €

61.06%

How much will I earn if I invest:

Investment size

100.00 €

58 413.00 €

14% 14.25% 14.5% 14.75% 15%

With this project in one month I will earn

€

After 12 months I will earn

€

* This calculator is exemplary and provides approximate results. Please note that the actual earnings may differ from the results provided by the calculator

Project updates

To correct an error

2025-11-27

Good afternoon, we would like to inform you that there was an error in the project mapping and the LTV 60% of the project was incorrectly indicated. The actual LTV of the project will be 65% once the project is fully funded. This error has now been corrected. All other information in the description is correct (market value EUR 1 750 000; planned full financing EUR 1 137 500, corresponding to a LTV of 65%). We apologise for this inaccuracy. Happy investing! Nordstreet team

Business loan terms

About the loan

Purpose of the loan Real estate development

Amount of funding 150 000 €

LTV 65 %

Risk C (higher)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 612 500.00 €

Objective of the loan

The amount of EUR 1 137 500 is required for the financing, which will be raised in stages. The loan will be used to finance the acquisition of real estate, land and an administrative building located at J. Jasinskio str. 12, Vilnius, Lithuania, and construction works. The two properties form an integrated real estate project. A building (reconstruction) permit has been obtained for the development of a 3-storey building with a basement and 7 parking spaces with a total area of ~866 sqm. The loan will be repaid at a later stage of the development by refinancing with another financial institution or from the proceeds of the sale of the developed property. The amount to be contributed by the project owner to the project is EUR 612,500.

About the project

The project consists of: Plot of land (un. 4400-0309-2000), area - 0,0527 ha, purpose - other, use - public purpose territories and Administrative building (un. No. 1094-0122-2024), existing area 378,60 m², with a reconstruction project up to ~866 m², 3 floors with a basement. The building is brick, central heating.

A major reconstruction project has been prepared, which provides for:

complete renovation of engineering systems (heating, ventilation, electricity, plumbing);
modern façade (glass, metal, stucco);
upgrading the building's energy efficiency to class A++;
conversion of internal spaces into modern offices, creative studios or mixed residential-commercial function;
new, flexible layout solutions;
landscaping, installation of 7 parking spaces.

After the reconstruction, the building will be a modern city centre commercial facility suitable for offices, services or a mix of residential-commercial use.

The most efficient, economically viable and in line with market trends use is the conversion of the building into residential and/or workshops, leaving the possibility to integrate commercial or service functions. This use is driven by: the high attractiveness of the location; the strong demand for central residential and mixed use; the market trend to convert old office buildings into lofts, studios, apartments; the significant economic potential of the project (prices in this segment €3,800-5,000/m²).

Attractiveness and liquidity of the property:

Prestigious central location (close to Gediminas Ave, Geležinio Vilko str.);
high accessibility;
fully developed infrastructure;
opportunity to create an A++ energy class building;
growth of demand for mixed use in Naujamiestis;
sustainable market dynamics and low development risk.

The property, after reconstruction, becomes a high liquidity asset, meeting the demand of the central part of the city for both residential and commercial activities. Low risk, high market activity and a growing trend of conversions lead to a quick realisation.

Potential buyers/users: Property developers investing in city centre conversion projects; investors interested in high yielding projects (lofts, apartments, creative studios); companies looking for a representative office space (law firms, creative agencies, technology companies); private buyers looking for high-end residential space in the centre of town.

Based on: strategic location, full infrastructure provision, city centre development directions, ready capital reconstruction project, high demand for mixed (residential-commercial) use, best use analysis and liquidity assessment in the documents, the property has a very high level of attractiveness, a wide range of market use, high long-term value and is suitable for efficient and profitable investment realisation.

For more information on the project (see Description of the collateral) (see Documents).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 14 %
Investing from 1 000.00 € - fixed interest 14.25 %
Investing from 3 000.00 € - fixed interest 14.5 %
Investing from 5 000.00 € - fixed interest 14.75 %
Investing from 7 500.00 € - fixed interest 15 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 12 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2025-12-12

Estimated loan repayment date:* 2026-12-12

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company title UAB Eko rinka

Company code 306357204

Company registration address

Maučiuvio g. 17 - 4 Nairių k., Pasvalio r. Lietuva LT-39380

UAB Eko rinka - company incorporated on 13 July 2023. Activities: (a) Other specialised retail trade (CES 477890); (b) construction of residential and non-residential buildings; (c) construction of new buildings; (d) renting and operating of own or leased immovable property; (e) purchase and sale of own real estate.The company may engage in any other activity that is not contrary to the legislation of the Republic of Lithuania.

Eko rinka UAB is a company focused on a wide range of activities, including trade, construction and real estate activities, as well as environmental initiatives. The company has an unlimited period of operation and its financial year coincides with the calendar year. The company is engaged in retail and wholesale trade as well as in a wide range of construction activities, from building repairs and reconstructions to the construction of new residential and non-residential buildings, specialised construction works, demolition, site preparation and finishing. The company also manages real estate, including rental, operation, purchase and sale. In addition, its list of activities includes environmental, ecological and monitoring projects, as well as e-commerce.

The company's shareholder is 100% Tomas Semenovičius.

Loan protection collateral

Loan collateral:

Pledge of first-rank mortgage on the property located at J. Jasinskio str. 12, Vilnius, Lithuania:

Land plot with the address of J. Jasinskio str. 12, Vilnius, Lithuania, the area of which is 0.0527 ha, unique No. 4400-0309-2000, cadastral No. 0101/0054:217 in Vilnius, Vilnius,
Building - Administrative, address J. Jasinskio str. 12, Vilnius, Lithuania, total area - 378,60 sq. m, unique No. 1094-0122-2024, use - Administrative, completion - 100%.

Value of the pledged property: EUR 1 750 000.

Additional security:

Guarantee of the company (borrower) (promissory note in double amount);
Guarantee of the shareholder Tomas Semenovičius;
Deposit of 3 (three) months' interest.

Description of the pledged property

The property, located at 12 J. Jasinskio St., Vilnius, is situated in a strategic location in the central part of the city - Naujamiesciai ward. According to the Law on Administrative Units and their Boundaries of the Republic of Lithuania, this territory falls within the Vilnius City Municipality. Naujamiestis is one of the most intensively regenerating and urbanistically developing districts of the city, combining historical architecture, modern business centres, residential quarters and conversion projects.

The subject property is located in the central artery of the city - J. Jasinskio Street, which connects Gedimino Avenue with Konstitucijos Avenue, and is therefore the focus of a large part of the city's commercial, administrative and public functions. The surrounding area is dominated by mixed-use buildings, including reconstructed apartments, offices, hotels, offices of state institutions, creative agencies and service facilities.

Transportation and accessibility are some of the main advantages of this location:

By car - direct access from J. Jasinskio str.; to Gedimino ave. ~250 m, to Geležinio Vilko str.
Public transport - the nearest bus stops "Jasinskio" and "Pamėnkalnio" are just ~100-150 m away.
On foot - Lukiskes Square can be reached in ~500 m, the Seimas Palace in 600 m, the central areas of Vilnius Old Town in 10-15 minutes.
Airport - ~6 km (10-15 minutes by car).

The plot is surrounded by all developed city engineering infrastructure - municipal water supply and sewage, electricity grid, gas, central heating, telecommunications. The terrain of the plot is flat, the access is asphalted, the inner yard is hard-surfaced.

The New Town is one of the most active conversion districts in Vilnius, where former administrative, warehouse or industrial buildings are being intensively transformed into residential, commercial and creative spaces. The area is classified as a low-risk segment of the commercial real estate market with sustainable long-term activity and high liquidity.Given its strategic location in the city centre, excellent accessibility by all modes of transport, fully developed infrastructure, rapid urban regeneration, low development risk and high commercial potential, the site is considered by the appraisers to be of very high commercial and residential value, exceptionally attractive and suitable for both existing and planned redevelopment. It is fully in line with the city centre development guidelines and guarantees the long-term functionality and value growth potential of the property.

For more information (see About the project) (see Documents).

Strengths and risks

Strengths:

Company guarantee (bill of exchange) and guarantee of its director and shareholder.
The first order of real estate pledge - mortgage.
Liquid pledged assets
3 months interest deposit

Weaknesses:

Borrower 's activities are in a competitive sector.

Possibilities:

The annual interest rate payable by the borrower is 14.00-15.00%.

Threats:

A young company.
Uncertain economic situation.
Rising cost of building materials.

Documents

#	File name	File type	Actions
1	UAB Eko rinka įstatai.pdf
2	LS ir TP.pdf
3	LS galiojimas.pdf
4	PIID (1 etapas).pdf
5	Turto vertinimo ataskaita.pdf

Important

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.
If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.
By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.
The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

About the loan

Purpose of the loan Real estate development

Amount of funding 150 000 €

LTV 65 %

Risk C (higher)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 612 500.00 €

Objective of the loan

About the project

A major reconstruction project has been prepared, which provides for:

complete renovation of engineering systems (heating, ventilation, electricity, plumbing);
modern façade (glass, metal, stucco);
upgrading the building's energy efficiency to class A++;
conversion of internal spaces into modern offices, creative studios or mixed residential-commercial function;
new, flexible layout solutions;
landscaping, installation of 7 parking spaces.

After the reconstruction, the building will be a modern city centre commercial facility suitable for offices, services or a mix of residential-commercial use.

Attractiveness and liquidity of the property:

Prestigious central location (close to Gediminas Ave, Geležinio Vilko str.);
high accessibility;
fully developed infrastructure;
opportunity to create an A++ energy class building;
growth of demand for mixed use in Naujamiestis;
sustainable market dynamics and low development risk.

For more information on the project (see Description of the collateral) (see Documents).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 14 %
Investing from 1 000.00 € - fixed interest 14.25 %
Investing from 3 000.00 € - fixed interest 14.5 %
Investing from 5 000.00 € - fixed interest 14.75 %
Investing from 7 500.00 € - fixed interest 15 %

Loan term and repayment

Loan period 12 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2025-12-12

Estimated loan repayment date:* 2026-12-12

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Loan protection collateral

Collateral

Real estate pledge

Guarantees / surety

Property type

Administrative

Mortgage rank

First order mortgage

LTV

65%

Documentation

Asset Valuation Report

Report preparation date

2025-10-18

Assessor

UAB Vertinimo partneriai

Loan collateral:

Pledge of first-rank mortgage on the property located at J. Jasinskio str. 12, Vilnius, Lithuania:

Land plot with the address of J. Jasinskio str. 12, Vilnius, Lithuania, the area of which is 0.0527 ha, unique No. 4400-0309-2000, cadastral No. 0101/0054:217 in Vilnius, Vilnius,
Building - Administrative, address J. Jasinskio str. 12, Vilnius, Lithuania, total area - 378,60 sq. m, unique No. 1094-0122-2024, use - Administrative, completion - 100%.

Value of the pledged property: EUR 1 750 000.

Additional security:

Guarantee of the company (borrower) (promissory note in double amount);
Guarantee of the shareholder Tomas Semenovičius;
Deposit of 3 (three) months' interest.

Description of the pledged property

Transportation and accessibility are some of the main advantages of this location:

By car - direct access from J. Jasinskio str.; to Gedimino ave. ~250 m, to Geležinio Vilko str.
Public transport - the nearest bus stops "Jasinskio" and "Pamėnkalnio" are just ~100-150 m away.
On foot - Lukiskes Square can be reached in ~500 m, the Seimas Palace in 600 m, the central areas of Vilnius Old Town in 10-15 minutes.
Airport - ~6 km (10-15 minutes by car).

For more information (see About the project) (see Documents).

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